Mortgage Loan Scheme
Fulfill larger capital requirements by mortgaging residential or commercial property deeds under transparent terms.
Property Mortgage Loan Overview
Fulfill business expansion, education, or personal needs with high-value funding secured against your residential or commercial real estate asset. Raise long-term funding with ease. Swabhiman Nidhi offers competitive interest rates starting from 14.5% p.a. and tenures up to 7 years, allowing flexible monthly EMI structures for business expansions or child educations.
Loan Specifications
Interest RatesStarting at 14.5% p.a.
Max LTV LimitUp to 50% of Property Value
Maximum TenureUp to 7 years (84 EMIs)
Asset Backed TypesResidential properties or commercial deeds
Key Features & Benefits
- High loan amounts with longer repayment tenures up to 7 years
- Transparent property valuation and title checks
- Easy monthly EMI structures
- Co-applicant facility to increase loan eligibility
KYC & Property Documents Required
- Original Property Deed and Title documents
- Approved building plan and latest property tax receipts
- Income proof (IT Returns, salary slips, or financial statements for 6 months)
- KYC documents of applicant and co-applicants
EMI Calculator
₹
₹10K₹50 Lakh
%
1%36%
Loan EMI₹44,424per month
Total Interest Payable₹33,093
Total of Payments(Principal + Interest)
₹5,33,093Break-up of Total Payment
Principal (93.79%)
Interest (6.21%)
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