Savings Account
High liquidity and security. Earn interest rates up to 6.0% p.a. on your daily balances.
Savings Account Overview
Secure savings deposit account with easy liquidity and consistent interest earnings, keeping your daily capital growing safely. A perfect starting point for cooperative transactions. Keep your daily liquid funds safe and growing at rates significantly higher than traditional financial institutions.
Account Benefits
- High Interest Rates
Up to 6.0% annual interest compounded and credited quarterly.
- Liquidity
Withdraw your funds at any time at local branch service counters.
- Complementary Passbook
Get an official passbook to audit deposit receipts physically.
- SMS Alerts
Real-time updates regarding deposits, interest credits, and closures.
Regulatory Terms
- Requires maintaining a minimum balance of ₹1,000.
- Accounts can only be opened by members of the Nidhi company.