Secured Loan Schemes
Fulfill your immediate financial needs. Fast disbursal and secure collateral custody under legal Nidhi guidelines.
Transparent Secured Borrowing
Under Ministry of Corporate Affairs regulations, Swabhiman Nidhi offers lending products exclusively backed by strong physical collateral, maintaining low risk for the company and competitive interest rates for members.
Gold Loan
Starting at 12.0% p.a.Unlock the value of your gold instantly with low interest rates.
Interest RateStarting at 12.0% p.a.
Maximum LTV LimitUp to 75% of Gold Value
- Spot disbursement directly to your registered account
- Safe storage in secure double-locked vaults
- Flexible repayment options including bullet repayment
Mortgage Loan
Starting at 14.5% p.a.Secure larger capital requirements by mortgaging your property.
Interest RateStarting at 14.5% p.a.
Maximum LTV LimitUp to 50% of Property Value
- High loan amounts with longer repayment tenures up to 7 years
- Transparent property valuation and title checks
- Easy monthly EMI structures