Gold Loan — Documents
Complete list of KYC and supporting documents required to apply for a Gold Loan at Swabhiman Pawan Nidhi Limited.
Supporting Documents Required
To abide by the KYC (Know Your Customer) policy of RBI and approved KYC norms of our company, we insist to produce the following documents along with your Gold Loan application form. There are no end-use restrictions in Gold Loans.
Proof of Identity (Any One)
- Aadhaar Card
- PAN Card
- Voter ID Card
- Passport
- Driving License
- Ration Card with Photo
Proof of Residential Address (Any One)
- Telephone Bill / Electricity Bill / Water Bill
- Financial Account / Credit Card Statement
- Municipal / Local House Tax Bill / Receipt
- Authentic Rent Receipt / Lease Document
- Letter from reputed Employer / Public Authority
- Aadhaar Card (if address is current)
Additional Requirements
- 2 recent passport-size colour photographs of the applicant.
- Duly filled Gold Loan Application Form (available at branches and downloadable from the Forms page).
- Demand Promissory Note signed by the borrower.
- Gold ornaments in the Karat range of 18K to 24K for pledging.
Approval Process
Quick Disbursement Notice
Once you submit your application form, demand promissory note and supporting documents, we shall give approval within a matter of minutes provided everything is in order. All loan approvals are at the sole discretion of the Branch Head.
The loan amount is disbursed directly to your verified registered account or via demand draft. The entire process — from document submission to cash disbursement — can be completed in under 30 minutes at any of our branches.
Download Gold Loan Application Forms
Get all required forms in PDF format — fill them before your branch visit to save time.
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