Fixed Deposit Scheme
Secure high-yield compounding returns. Earn up to 11.5% p.a. interest under safe Section 406 boundaries.
Fixed Deposit Overview
Grow your wealth securely with our high-interest Fixed Deposit schemes tailored to give you maximum return on your surplus savings. Grow your hard-earned capital secure in the knowledge that Swabhiman Nidhi utilizes secure, asset-backed investments to protect your financial principal.
FD Interest Rate Sheet (p.a.)
| Tenure / Period | Regular Rate | Senior Citizens |
|---|---|---|
| 12 Months | 8.5% | 9.0% |
| 24 Months | 9.5% | 10.0% |
| 36 Months | 10.5% | 11.0% |
| 48 Months to 60 Months | 11.0% | 11.5% |
Regulatory Terms
- Interest is paid monthly, quarterly, or on maturity.
- Pre-mature withdrawal is permitted subject to Nidhi rules.
- TDS is not applicable on interest earned under Section 194A (subject to limits).